Buying a home is always a monumental task, but buying an apartment in NYC is a completely different beast. Co-op or condo? How much do you need to put down? Do you need a broker? Should you go with a physician’s loan? Should you get pre-approved for a mortgage? So, what is the difference between

One of the most common questions we receive from clients is whether PSLF is worth it. Yes, they get the qualifying payments during their residency, but what about when they’re an attending? Are those high payments worth it? What if they take a pay cut to work at a non-profit to qualify, and then the

Inflation is one of those terms that we’ve definitely heard before, but may not know exactly what it means. Our parents may still have the memory of the 1970’s, when inflation was through the roof, but since then, it has been relatively tame. So why is it suddenly back in the conversation? Inflation is the

A couple of months ago PHEAA (aka FedLoan Servicing aka myfedloan.org ) announced they were going to let their contract with Department of Education expire at the end of the year. Then, Granite State Management and Resources announced they, too, are not renewing their loan-servicing contract after December 2021. Recently, Navient made the announcement that

Medical school is one of the most challenging achievements someone can undergo. It is held up in our society as one of the pillars of success. However, this once-in-a-lifetime opportunity can come with damaging obstacles. One such obstacle is food insecurity, an issue prevalent among medical students. According to Flynn et al’s study Assessing Food

Summer can be full of changes in the medical world. We get that. So, call it summer reading, winter reading, etc. We wanted to provide a list of resources that we find helpful in understanding personal finance. So, if you ever find yourself with some PTO, unable to fall asleep, or in desperate need of

Mark your calendars! After nearly two years of $0 payments and 0% interest, every borrower in America is currently going back into student loan repayment October 1st. As far as we know, there are no plans for an extension of these COVID-19 benefits. President Biden has said that the eviction moratorium is ending, along with

It can be easy to shrug off simple financial concepts such as “assets” and “liabilities.” But it is imperative to intimately understand these concepts and be able to apply them to our individual situations. Without that understanding, how will we know how much wealth we have that needs protection, or how secure we are in

The Pennsylvania Higher Education Assistance Agency (PHEAA) announced it will not accept an extension of its federal student loan servicing contract when it expires December 14th. PHEAA, also known as MyFedLoan Servicing, it one of the largest student loan servicers, and therefore likely impacts many of you. Expect your loans to move to another servicer